Purchasing property in Dubai involves several unique factors. First-time buyers should budget beyond the sale price - transfer fees (4% in Dubai), agency commissions (2%), and annual service charges (12-35 AED/sqft) add significant costs. Mortgage options vary: residents can borrow up to 80% of value, while non-residents typically get 50-60%. Community rules differ substantially - some restrict pets, rentals, or renovations. The entire purchase process takes 30-45 days from offer to transfer. For step-by-step guides tailored to new buyers, https://emirates.estate offers comprehensive resources.