You can improve my experience by allowing me to use my card - I don't have a checkbook. I don't use checks. I had to spend hours looking for an old check in a box. I could not pay earlier today because I had to go home and look for an old checkbook. I may have to switch landscape companies because I don't like the idea of putting my check book information on the internet. I have used intuit before and I payed my invoices using my debit card, it was so easy.