Include a MEMO box for those of us paying "in advance".
ADD a MEMO BOX !!!!!
IE for Notes: Advance Payments "June-Dec 2019"
This would help both the 'payee' & the 'payer'..... as an explanation of what we are doing when we overpay 'the balance'.
AND payee would then have that printed on our receipt as a reference!
It's not all just about paying a bill, it's about 'records' of 'our payments'.
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