This regards my Medical Insurance with EPI. Why am I always charged with a returned payment in the amount of $36.00 every month since October 2025 since I have a good bank account and it has funds in it. I keep on calling EPI accounts regarding this matter but nothing is resolved in this problem. I was suppose to pay only $95.00 a month but I always pay $131.00. Kindly please give me an answer and solution to this problem. I raised this with my bank but they said my account is good. I wonder why?