1st, you should default to Credit, not Debit. 2nd, after I entered the credit card info and entered a future payment date, you sent a code to my email ID which I successfully responded with. THEN, you cleared out all of my credit card information so I had to re-enter it and you sent a code to my phone which I successfully responded with. Your change the payment date option needs to be recoded so one entry of the credit card info is all that is needed. If this is intentional, like defaulting to Debit Card, Intuit is very STUPID!