Remove overly strict account holder name validity checks
The account holder name validation on your payments form is overly restrictive. My first name has a hyphen in it, and it was flagged as invalid by your system. Same with the cedilla, or any other non-ASCII characters.
You are preventing me from using the name that matches my account. May I recommend the "Falsehoods Programmers Believe About Names" article as reading material for your devs?
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