Don't offer Vendors options for receiving payment
If I pay a Vendor via ACH, I intend them to receive my payment not an email that they must respond to saying which way they want to receive payment. This irritates my vendors and looks like a virus. It is also deceptive in that if they choose other options they are charged a fee. You are getting enough money from me - don't try to scam my vendors. Shame on you for trying to make money grabs at every turn. So dissappointed!
The only way I can find to avoid this is to not enter an email address for my vendors, which then causes me a problem because there is no easy way to send a receipt showing them that the payment is scheduled and what invoices the payment covers. In Desktop I was able to send an ACH payment for $1.75 and the vendor was informed payment was on its way. I'm happy to pay this small fee, but not to have my vendors pay a percentage of my large corporated invoices.